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Disclosure

Richard Hamner is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, IL, MS, and TX. No insurance business may be conducted outside the states referenced.

Richard Hamner is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 3910 N Hills St, Meridian, MS, 39305, 601-693-7900. In this regard, this communication is strictly intended for individuals residing in the states of AL, MS, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Richard Hamner is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, MS, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

HAMNER FINANCIAL GROUP, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither HAMNER FINANCIAL GROUP, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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